Track spending, crush budgets, grow savings — and earn RAL tokens for every smart financial decision you make.
38K+
Active users
AED 2.1B
Tracked transactions
94%
Avg savings rate improvement
1.2M
RAL earned
No spreadsheets. No bank fees. Just a clear picture of your finances — and rewards for improving them.
Automatically categorise every transaction. See exactly where your money goes across all your UAE accounts.
Set per-category monthly budgets. Get alerts before you overspend — not after.
Create goals for anything — emergency fund, holiday, car. Watch your progress week by week.
Track rent, subscriptions, and utilities. Never miss a payment or forget a cancellation.
Monthly spending trends, patterns, and personalised tips to improve your savings rate.
Responsible financial behaviour earns RAL — the Ralupa ecosystem reward token. Use it across WayLupa, AgeFix, and more.
MoneyLupa is part of the Ralupa ecosystem. Every time you hit a budget goal, add to your savings, or log consistent transactions — you earn RAL tokens redeemable across all Ralupa apps.
Start earning RAL →